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What are the different types of gym insurance coverage?

However, some common types of gym insurance coverage include general liability insurance, professional liability insurance, property insurance, workers’ compensation insurance, and cyber liability insurance.

How much does gym insurance cost?

The total insurance cost can still be more than $10,000 annually. Note that the cost of workers’ compensation insurance is calculated using a formula that includes your business’ industry, claims history, and number of employees. The price can vary significantly even within the same industry. Multiple factors affect gym insurance costs.

What is professional liability insurance for a gym?

Professional liability coverage helps pay for legal costs if a client claims that a personal training session at your gym caused an injury. It's sometimes referred to as errors and omissions insurance. Most states require workers' comp for gyms and fitness centers that have employees.

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